On behalf of H. Clay Parker, Esq. posted in Insurance Law on Thursday, May 11, 2017.
Insurance policies are supposed to be protective legal contracts that give the policyholder a sense of calm and security. With an insurance policy in place — whether it is car insurance, homeowners insurance, life insurance, or any form of insurance in between — the policyholder should be able to trust his or her insurance company to follow through on their end of the deal.
However, in some cases, the insurance company will act in bad faith. In many other cases, the insurance company will do everything in its power to mitigate its liability within the confines of the law and the policy they signed. These actions erode the public’s confidence in the insurance industry, and it is no surprise that many people now turn to an experienced attorney when their insurance claims are denied under suspicious circumstances.
Given these bad faith efforts by insurers, it would be understandable to think that insurers are all-powerful companies that are immune to legal backlash. But that isn’t true. Bad faith insurance allegations hold insurance companies responsible all the time. There are strict processes that insurance companies must follow when they process a claim, and when they run afoul of these processes, they can be held liable in court.
If you suspect that your claim was wrongfully denied, or that your insurer has illegally manipulated your policy or your claim, then you should consult with the attorneys at H. Clay Parker, Esq.. Get your questions answered so that you fully understand your legal situation and how you should proceed.