Most claim denials from insurance companies are based upon language of the insurance policy, because it’s a contract between yourself and the insurance company guaranteeing that you will be paid under certain circumstances. To determine whether or not there is actually a basis for a claim after it’s been denied, you want to hire an attorney to look at that language to determine whether you have a valid basis for bringing the claim. If you are successful in the claim against your own insurance company, you’re entitled to attorney’s fees.